Summer is here (hooray!) and we can finally enjoy the warm weather, longer days and shorter work hours that accompany this time of year.

But while the snow has subsided to allow us a few months of much-needed sunshine, it’s important to consider the potential impact (for better or worse) this can have on your finances.

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Clearly, you know this shouldn’t happen. You should have prepared for the fact that your rent is due on the first of the month, every single month. Unfortunately, sometimes life happens and you can find yourself late in the month not sure where that rent payment is coming from. Unexpected bills, unemployment or even plain old irresponsibility can leave you in this position.

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There is no doubt that the US places a heavy emphasis on the oil markets, both domestically and internationally, as both citizens and industry are heavily dependent upon its production and pricing to meet daily consumption needs. With oil prices hitting an all time high in 2008, economic speculation has been generated both supporting the continued price movement and suggesting that there will be a market correction within the year. Both positions are based upon recent current events and traditional investor behavior. To understand the pricing of oil and how it affects investor decisions, there are several important economic events and factors to become familiar with.

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